Owner

Todd brings nearly three decades of experience advising discerning clients in the insurance and wealth management arena. After owning a Farmers Insurance Agency, he founded Insurance Specialists of Colorado to offer an elevated, independent advisory model—one that serves the client’s interests exclusively, rather than the priorities of an insurance carrier. This independence enables Todd to design highly customized risk and planning strategies for complex, high-value households.

As the founder and principal of Kirsch Wealth Advisors, Todd has provided investment counsel to the public since 1993. His background as a former attorney at a large international law firm, where he focused on tax, securities, and corporate law, provides him with a distinct advantage in navigating the sophisticated financial, legal, and structural considerations that accompany substantial wealth.

Todd’s practice is grounded in thoughtful planning, disciplined strategy, and long-term stewardship—helping families protect, grow, and transition wealth with intention and confidence. He brings this same philosophy to his own life, valuing family, responsibility, and legacy alongside professional excellence.